#Ally smart notes license#

This includes vehcle identification or license plate number, make and model, birthdate, employment status, housing payment, and other details.

Go to the company's website and provide some basic information to see if you prequalify.

#Ally smart notes how to#

How to Apply for an Ally Auto Refinance Loan Can't get a loan in NV, VT, or Washington, DC.Only loan refinancing and lease buyouts available.High minimum loan amount and low maximum loan amount.Ally offers fixed interest rates and doesn't charge application or documentation fees. Your vehicle must be less than 10 model years old and never have been used as a police car or taxi. You must have at least $2,000 of monthly income to qualify for a Ally loan. The financing process may take between several days and a few weeks, depending on how quickly you get Ally the documents required to approve your loan.

Ally also allows co-signers, who can help borrowers with lower credit scores qualify for a loan.Īlly Auto Refinance loan terms range from 36 to 75 months, and loans are available in every state except Nevada, Vermont, and Washington, DC. Ally Auto Refinance DetailsĪlly Auto Refinance also offers Guaranteed Asset Protection with its loans, which can help reduce the gap between how much the car is worth and how much you owe on the vehicle if it's totaled or stolen. Look beyond the monthly payment and consider the interest rate and the length of the loan. However, Ally Auto Refinance starting rates are higher than those you'll find at some competitors.īefore settling on a car loan, shop around and compare all your offers. It could also be a good choice if you're looking to get prequalified for a loan with no impact on your credit score, or want to avoid application and documentation fees. You might consider Ally Auto Refinance if you need a co-signer in order to qualify for a loan. See Insider's picks for the best auto loans > Who is Ally Auto Refinance Best For? But you can probably find better rates and more flexible loan terms with another lender. The bottom line: Ally Auto Refinance may be a decent option if you need a co-borrower to qualify for a loan. Loans are made by Ally Bank, member FDIC.

Customer service available by phone and email.

Can't get a loan in Nevada, Vermont, or Washington, DC.

GAP coverage available, which reduces the gap between how much the car is worth and how much you owe on the vehicle if your car is totaled or stolen.

Repayment terms between 36 to 72 months.